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Preferred Provider Organization (PPO)

The PPO replaces standard indemnity insurance with a comprehensive health benefits program that allows your employees to choose virtually any doctor or hospital. Incentives are built in to guide employees to the most cost-effective care from qualified providers. This plan is attractive to employers who want to Introduce managed care and control costs while offering employees flexibility and freedom of choice.

Point-Of-Service
Our Point-Of-Service (POS) plan offers the cost savings of an HMO with the freedom of choice of a PPO (Preferred Provider Organization) This is a balanced alternative to keep your costs to a minimum while employee choice is at an optimum level.
Saver Plans

Our POS and PPO Saver Plans provide employers with additional flexibility and choice in selecting an appropriate health plan. These four plans offer comprehensive benefits with expanded employee cost-sharing features. Employers benefit from reduced premiums while still being able to offer competitive, quality benefits to employees.

HMO

Save money and increase employee satisfaction with HealthAmerica HMO!
Benefit Plans designed exclusively for you

Now, at last, you can choose from three HMO benefit plans brought to you from the people who have been providing reliable, affordable HMO plans for the last 27 years. Our HMO plan designs are hassle-free, low-cost health benefit alternatives for businesses with two or more employees.

  • Offer your employees the comprehensive benefits of an HMO.
  • Save as much as 10-20% compared to other plans.
  • Backed by an elite Member Services team with a member satisfaction rate of nearly 90%.
  • Choose between a variety of programs with a minimal copayments on office visits, various copayments options on other selected services, and even a choice of prescription drug plans.
  • Choice of more the 9,000 doctors, 113 hospitals, and thousands of participating retail pharmacies.
  • Discounts on health education and wellness programs.
  • Personal patient cast management with caring nurses who are dedicated to making sure our chronically ill members get the services they need, when they need them.

Call 724.864.3677 for more information
or Email ABI Agency for more information

or Get a Quote


Products and Benefit Plans


HealthAmerica and HealthAssurance have a wide variety of products, employee health benefit plans, and value-added services for customers to choose from. At ABI Agency we have solutions for small, medium, and large businesses and the ability to customize benefit programs that specifically meet your organizational needs. Choose from the items to find out about a health plan that may be right for you.

Members Choice


Our members automatically enjoy this added feature for all HealthAmerica and HealthAssurance benefit plans. Members Choice offers discounts on alternative/complementary care to help members lead a healthier lifestyle. The program offers discounts on services such as massage therapy, acupuncture, nutritional supplements and vitamins, health education products, and discounts on health club memberships. HealthAmerica and HealthAssurance's Members Choice program is being offered through a relationship with American Specialty Health Networks (ASHN).


Lifestyles Health Education

Our members can receive 100% of the cost of most approved wellness programs offered through local hospitals and organizations. Examples of class types include: prenatal classes, weight management and stress management, among others.



Call 724.864.3677 for more information
or Email ABI Agency for more information

or Get a Quote







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