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| DENTAL
INSURANCE | |||
| Dental
care is a part of healthy living. Yet some companies cannot afford to offer a
quality dental plan, which can result in a financial burden for employees. Fortunately,
MetLife has the knowledge and innovation to help you implement a dental plan that
fits your financial strategies and provides value to your employees. Preferred Dentist Program (PDP) - The PDP is a leading commercial dental PPO with nearly 13 million covered lives. The PDP is a 'point-of-service' PPO that takes a managed-care approach to dental plans. Employer and employee costs are reduced through a nationwide network of over 44,000 participating dentists, who agree to accept negotiated fees that are generally 10-30% below "community averages" as payment-in-full. Since the PDP is not a dental HMO, there are no employee lock-ins or specialist referrals. Employees have access to the dentist of their choice, in or out-of-network, at the time of service. MetLife's PDP offers an industry-recognized Quality Initiatives Program, a Dental Advisory Council, timely, accurate claims processing that exceeds industry norms, and convenient enrollment and communication materials that make it easy to implement and administer the program. For a glimpse at the PDP section of our website (aimed at employees), including online provider searches with mapping capability, program information, claim forms and dentist application information, click here. Like
most group dental policies, MetLife group policies contain certain exceptions,
waiting periods, reductions, limitations and terms for keeping them in force.
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more information call ABI Agency at | |||
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