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Colonial Life

Flexible Benefits Enrollment and Communications
Colonial is an industry leader in helping employers enroll and communicate flexible benefits plans. These plans make additional choices more affordable for employees. Colonial can also assist employers in selecting a high quality, affordable flexible benefits service provider.

Flexible Benefits Plans
Adding a flexible benefits plan to an existing benefits program lets employees choose qualified benefits that help meet their needs and pay for them with pretax dollars.



How flexible benefits and pretaxing help employers:

• Meet the needs of a changing workforce

• Control rising benefits costs

• Improve cost efficiency

• Enhance benefits programs

• Save on FICA taxes
  
  
  

Examples of qualified benefits that can be pretaxed with a flexible benefits plan include:

• Accident and health plan contributions

• Dependent care reimbursement accounts

With dependent care reimbursement accounts, employees can pretax expenses for dependent care that enables the employee and their spouse to work. Examples include day care expenses, after-school care expenses for children under 13 and care for an adult dependent incapable of self-care.

Medical reimbursement accounts

• With medical reimbursement accounts, employees can pretax out-of-pocket medical expenses not covered by insurance plans. Examples include dental, vision and health care expenses.
  
  
  

Services for employees that purchase Colonial products

• Toll-free telephone service lines

• Around-the-clock automated call center for claims service

• Fast claims processing

• Prompt resolution of service requests

• Individual policy issue

• Portable benefits with most individual Colonial products

• Spanish-speaking service representatives
  
  

FLEXIBLE BENEFIT PLANS

• Colonial is an industry leader in helping employers enroll and communicate flexible benefits plans.
  
  

• Colonial representatives can help employers enroll and communicate flexible benefits plans.
  Automated communications and enrollment are available through the use of interactive laptop computers.
  
  

• Colonial sales representatives can provide individual salary illustrations and assist with employee communications packages.
  

Services for employees that purchase Colonial products

• Toll-free telephone service lines

• Around-the-clock automated call center for claims service

• Fast claims processing

• Prompt resolution of service requests

• Individual policy issue

• Portable benefits with most individual Colonial products

• Spanish-speaking service representatives